.referral-hero{min-height:88svh;padding:170px 7vw 90px;display:flex;align-items:flex-end;color:#fff;background:radial-gradient(circle at 80% 25%,rgba(53,123,174,.72),transparent 34%),linear-gradient(120deg,#02080f,#0a2945 60%,#174f84)}
.referral-hero-copy{width:min(1050px,100%)}
.referral-hero h1{font-size:clamp(3.5rem,7.5vw,7.8rem);margin-bottom:28px}.referral-hero h1 em{font-family:Georgia,serif;font-weight:400}
.referral-hero-copy>p:not(.eyebrow){max-width:680px;color:rgba(255,255,255,.78);font-size:1.15rem}.referral-hero .button{margin-top:24px}
.model-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.model-card{background:#fff;padding:60px;min-height:390px}.model-card>span{color:var(--blue);font-size:.75rem}.model-card h2{font-size:clamp(2.3rem,4vw,4.2rem);margin:75px 0 24px}.model-card p{color:#52606c;font-size:1.05rem}.model-card-blue{background:var(--blue);color:#fff}.model-card-blue>span{color:#a8d2ef}.model-card-blue p{color:rgba(255,255,255,.75)}
.brokerage-bracket{margin-top:24px;padding:clamp(32px,5vw,65px);background:#fff;border-top:5px solid var(--blue);display:grid;grid-template-columns:1fr 1fr;gap:24px 7vw}.brokerage-bracket h2{font-size:clamp(2rem,4vw,4rem);margin:20px 0}.brokerage-bracket p{color:#52606c;font-size:1.05rem}.brokerage-rates{display:grid;gap:12px}.brokerage-rates article{padding:24px;background:#e7edf2;display:flex;align-items:center;justify-content:space-between;gap:16px}.brokerage-rates span{font-size:1rem}.brokerage-rates strong{font-family:Manrope,sans-serif;font-weight:500;font-size:clamp(1.8rem,3vw,3rem);color:var(--blue);white-space:nowrap}.brokerage-bracket .brokerage-disclaimer{grid-column:1/-1;font-size:.9rem;margin:0}
.network-callout{margin-top:24px;background:#06111d;color:#fff;padding:65px}.network-callout h2{font-size:clamp(2.5rem,5vw,5.3rem);margin:34px 0 24px}.network-callout h2 em{font-family:Georgia,serif;font-weight:400}.network-callout>p:last-child{max-width:820px;color:rgba(255,255,255,.68);font-size:1.05rem}
.funding-capability{background:var(--ink);color:#fff}.capability-intro{display:grid;grid-template-columns:1fr 1fr;column-gap:10vw}.capability-intro .section-label{grid-column:1/-1}.capability-intro h2{margin:0}.capability-intro h2 em{font-family:Georgia,serif;font-weight:400}.capability-intro>p:last-child{color:rgba(255,255,255,.7);font-size:1.12rem;padding-top:12px}.capability-grid{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:rgba(255,255,255,.2);margin-top:75px;border:1px solid rgba(255,255,255,.2)}.capability-card{background:var(--ink);padding:46px;min-height:300px}.capability-card h3{font-size:2rem;margin:52px 0 20px}.capability-card strong{display:block;font-family:"Manrope",sans-serif;font-size:clamp(2.4rem,4.6vw,5rem);font-weight:400;letter-spacing:-.05em;color:#fff}.capability-card>p:last-child{color:#9dc9e8;font-size:1.05rem}.capability-tag{text-transform:uppercase;letter-spacing:.16em;font-size:.7rem;color:#80b6db}.capability-wide{grid-column:1/-1;background:#0c2740}.capability-wide p:last-child{max-width:760px;color:rgba(255,255,255,.7)}.capability-note{margin:28px 0 0;color:rgba(255,255,255,.5);font-size:.75rem;max-width:1000px}
.referral-benefits{background:#e7edf2;display:grid;grid-template-columns:1fr 1fr;gap:10vw}.referral-benefits h2{font-size:clamp(2.5rem,4.5vw,5rem)}.referral-benefits ul{list-style:none;margin:0;padding:0;border-top:1px solid var(--line)}.referral-benefits li{padding:25px 0;border-bottom:1px solid var(--line);font-size:1.1rem}
@media(max-width:850px){.referral-hero{padding-top:145px}.model-grid,.referral-benefits,.capability-intro,.capability-grid,.brokerage-bracket{grid-template-columns:1fr}.model-card{padding:42px;min-height:330px}.model-card h2{margin-top:55px}.capability-intro{gap:24px}.capability-intro>p:last-child{padding-top:0}.capability-wide{grid-column:1}.capability-card{padding:38px;min-height:270px}}
@media(max-width:520px){.referral-hero{padding:130px 6vw 70px;min-height:820px}.model-card{padding:34px 28px}.model-card h2{font-size:2.45rem}}